Getting the Most Benefit From Your Policy
The key to getting the most
benefit from your health insurance policy is knowing your policy coverage.
Many people don’t actually read
the policy for the policy plan book; they may not be aware that the policy may
pay 100% of certain procedures, like annual physicals, mammograms, flu shots or
certain labs tests.
The policy plan book will
outline for you what procedures are not subject to the deductible or co-pay (your
out-of-pocket expense).
Some insurance companies have
shifted their emphasis from health insurance to health improvement and maintenance
and will pay for the cost of gym membership, nutritional counseling or plans to
stop smoking.
If you were trying to lose
weight and knew that you could get these services at no cost, wouldn’t you take
advantage of them?
If you wanted to quit smoking,
wouldn’t it be beneficial to know that you could get the patch for free?
It is very wise to know what
services are available to you through your insurance company, and you will only
know if you take the time to read through your policy.
Health insurance is an
expensive item; take advantage of every aspect of it that you can, not only for
yourself but for the members of your family.
By taking full advantage of the
free benefits of your health insurance policy, you will be healthier and possibly
require fewer visits to your doctor.
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